Privacy Policy
Last updated: October 6, 2026
At CredInternacional, your privacy is taken seriously. This Privacy Policy explains clearly and transparently how we collect, use, share and protect your personal information when you visit or interact with this website.
We believe you have the right to know exactly what happens with your data, and we've written this policy to be as clear and straightforward as possible. By using our website, you agree to the practices described below. Each brand operated by CredInternacional, such as The Credit Time, has its own privacy policy, which applies when you use that brand's website.
1. Information We Collect
What you provide directly. If you contact us by email, we receive the information you choose to send, such as your name, email address and the content of your message.
What we collect automatically. When you browse this website, our hosting and security providers automatically process non-personal technical data, such as IP address, browser type, pages visited, referring URLs and device type. This is never used to personally identify you. We do not collect sensitive personal data such as financial records, government IDs or health information.
2. How We Use Your Information
We use your data only for purposes directly relevant to your experience: to answer your messages, to keep this website secure, to improve our website and analyze traffic, and to comply with legal obligations. We don't use your data for anything beyond this without your explicit consent.
3. Data Sharing
We only share your data when necessary to operate our website, for example with technology and service partners (hosting, security and content delivery) and associated companies within our network. We do not sell your personal data to third parties. Your information is not a product we trade.
4. Cookies
This website does not use advertising or analytics cookies. Our hosting and security providers may use strictly necessary technologies to protect the website against abuse. You can control or disable cookies anytime through your browser settings; keep in mind this may limit some features.
5. Your Rights
Depending on your location, you have the right to:
- Access a copy of the personal data we hold about you
- Rectification of inaccurate or incomplete information
- Erasure of your data, subject to legal retention requirements
- Objection to use of your data for direct marketing
- Portability in a structured, machine-readable format
- Withdrawal of Consent at any time, without penalty
To exercise any of these rights, contact us at contact@credinternacionalou.com.
6. California Residents – CCPA/CPRA Rights
If you live in California, you have the right to know what personal information we collect, request its deletion, and opt out of its "sale or sharing". Email contact@credinternacionalou.com to exercise these rights.
7. Nevada Residents
You can ask us not to sell your personal information by emailing contact@credinternacionalou.com with the subject line "Nevada Do Not Sell Request."
8. Children's Privacy
This website is meant for a general audience 18 and older. We do not knowingly collect personal information from children under 13. If you believe a child has provided us information, email us and we'll delete it.
9. Data Security
We implement appropriate technical and organizational measures to protect your data against unauthorized access, disclosure, alteration or destruction. That said, no method of transmission over the internet is completely risk-free, and we encourage basic precautions when sharing information online.
10. Data Retention
We only keep your personal data for as long as necessary to fulfill the purposes described in this policy, or as required by law. When it's no longer needed, we delete or anonymize it. Some of our systems are hosted outside your country, with appropriate safeguards.
11. Third-Party Links
This website may contain links to third-party websites. We are not responsible for the privacy practices or content of those external sites, and recommend reviewing their policies before providing personal information.
12. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. Updates will be posted on this page with a revised date. We encourage you to check back periodically.
13. Contact
This website is operated by CredInternacional OÜ, Estonian Registry Code 16802517. Questions about this Privacy Policy? Reach us at contact@credinternacionalou.com.